BILLIONAIRE IPAD MAKER- STEVE JOBS' LAST WORDS AT 56

You will know of Steve Jobs, CEO and maker of iPad...iPhone etc.

He died a billionaire at 56yrs of Pancreatic Cancer and here are his last words on the sick bed:

       "I reached the pinnacle of success in the business world. In others’ eyes my life is an epitome of success.

However, aside from work, I have little joy. In the end, wealth is only a fact of life that I am accustomed to.

At this moment, lying on the sick bed and recalling my whole life, I realize that all the recognition and

wealth that I took so much pride in, have paled and become meaningless in the face of impending death.

You can employ someone to drive the car for you, make money for you but you cannot have someone to bear the sickness for you.

Material things lost can be found. But there is one thing that can never be found when it is lost – "Life".

When a person goes into the operating room, he will realize that there is one book that he has yet to finish reading – "Book of Healthy Life".

Whichever stage in life we are at right now, with time, we will face the day when the curtain comes down.

Treasure Love for your family, love for your spouse, love for your friends...

Treat yourself well. Cherish others.

As we grow older, and hence wiser, we slowly realize that wearing a $300 or $30 watch - they both tell the same time...

Whether we carry a $300 or $30 wallet/handbag - the amount of money inside is the same;

Whether we drive a $150,000 car or a $30,000 car,  the road and distance is the same, and we get to the same destination.

Whether we drink a bottle of $300 or $10 wine - the hangover is the same;

Whether the house we live in is 300 or 3000 sq ft - loneliness is the same.

You will realize, your true inner happiness does not come from the material things of this world.

Whether you fly first or economy class, if the plane goes down - you go down with it...

Therefore.. I hope you realize, when you have mates, buddies and old friends, brothers and sisters, who you chat with, laugh with, talk with, have sing songs with, talk about north-south-east-west or heaven and earth, .... That is true happiness!!

Five Undeniable Facts of Life :
1. Don't educate your children to be rich. Educate them to be Happy. So when they grow up they will know the value of things not the price.

2. Best awarded words in London ... "Eat your food as your medicines. Otherwise you have to eat medicines as your food."

3. The One who loves you will never leave you for another because even if there are 100 reasons to give up he or she will find one reason to hold on.

4. There is a big difference between a human being and being human.
Only a few really understand it.

5. You are loved when you are born. You will be loved when you die. In between, You have to manage!

NOTE: If you just want to Walk Fast, Walk Alone! But if you want to Walk Far, Walk Together!

Eight Best Doctors in the World
1. Sunlight
2. Rest
3. Exercise
4. Diet
5. Temperance
6. Water
7.Air
8.Trust in God

Maintain them in all stages of Life and enjoy a healthy life.

Sent with Smiles, Affection and Love !!

USEFUL ABBR. AND MEANING

1. *PAN*
Permanent Account Number.

2. *PDF*
Portable Document format.

3. *SIM*
Subscriber Identity Module.

4. *ATM*
Automated Teller Machine.

5. *Wi-Fi*
Wireless Fidelity.

6. *GOOGLE*
Global Organization Of
Oriented Group
Language Of Earth.

7. *YAHOO*
Yet Another Hierarchical
Officious Oracle.

8. *WINDOWS*
Wide Interactive Network
Development for
Office Work Solution.

9. *COMPUTER*
Common
Oriented Machine.
Particularly United
and used under Technical
and Educational Research.

10. *VIRUS*
Vital Information
Resources Under Siege.

11. *UMTS*
Universal
Mobile Telecommunicati ons
System.

12. *AMOLED*
Active-Matrix Organic Light-
Emitting diode.

13. *OLED*
Organic
Light-Emitting diode.

14. *IMEI*
International Mobile
Equipment Identity.

15. *ESN*
Electronic
Serial Number.

16. *UPS*
Uninterruptible
Power Supply.

17. *HDMI*
High-Definition
Multimedia Interface.

18. *VPN*
Virtual Private Network.

19. *APN*
Access Point Name.

20. *LED*
Light Emitting Diode.

21. *DLNA*
Digital
Living Network Alliance.

22. *RAM*
Random Access Memory.

23. *ROM*
Read only memory.

24. *VGA*
Video Graphics Array.

25. *QVGA*
Quarter Video
Graphics Array.

26. *WVGA*
Wide video Graphics Array.

27. *WXGA*
Widescreen Extended
Graphics Array.

28. *USB*
Universal Serial Bus.

29. *WLAN*
Wireless
Local Area Network.

30. *PPI*
Pixels Per Inch.

31. *LCD*
Liquid Crystal Display.

32. *HSDPA*
High Speed Down link
Aacket Access.

33. *HSUPA*
High-Speed Uplink
Packet Access.

34. *HSPA*
High Speed
Packet Access.

35. *GPRS*
General Packet
Radio Service.

36. *EDGE*
Enhanced Data Rates
for Globa Evolution.

37. *NFC*
Near
Field Communication.

38. *OTG*
On-The-Go.

39. *S-LCD*
Super Liquid
Crystal Display.

40. *O.S*
Operating System.

41. *SNS*
Social Network Service.

42. *H.S*
HOTSPOT.

43. *P.O.I*
Point Of Interest.

44. *GPS*
Global
Positioning System.

45. *DVD*
Digital Video Disk.

46. *DTP*
Desk Top Publishing.

47. *DNSE*
Digital
Natural Sound Engine.

48. *OVI*
Ohio Video Intranet.

49. *CDMA*
Code Division
Multiple Access.

50. *WCDMA*
Wide-band Code
Division Multiple Access.

51. *GSM*
Global System
for Mobile Communications.

52. *DIVX*
Digital Internet
Video Access.

53. *APK*
Authenticated
Public Key.

54. *J2ME*
Java 2
Micro Edition.

55. *SIS*
Installation Source.

56. *DELL*
Digital Electronic
Link Library.

57. *ACER*
Acquisition
Collaboration
Experimentation Reflection.

58. *RSS*
Really
Simple Syndication.

59. *TFT*
Thin Film Transistor.

60. *AMR*
Adaptive
Multi-Rate.

61. *MPEG*
Moving Pictures
Experts Group.

62. *IVRS*
Interactive
Voice Response System.

63. *HP*
Hewlett Packard.

*Do we know actual full form of some words???*

64. *NEWS PAPER =*
North East West South
Past and Present
Events Report.

65. *CHESS =*
Chariot,
Horse,
Elephant,
Soldiers.

66. *COLD =*
Chronic,
Obstructive,
Lung,
Disease.

67. *JOKE =*
Joy of Kids
Entertainment.

68. *AIM =*
Ambition in Mind

69. *DATE =*
Day and Time Evolution.

70. *EAT =*
Energy and Taste.

71. *TEA =*
Taste and Energy
Admitted.

72. *PEN =*
Power Enriched in Nib.

73. *SMILE =*
Sweet Memories
In Lips Expression.

74. *ETC. =*
End of
Thinking Capacity.

75. *OK =*
Objection Killed.

76. *Or =*
Orl Korec
(Greek Word)

77. *Bye =*♥
Be with You Everytime.

78. *PIN =* Personal Identification Number

*Share these meanings as majority of us don't know*

THINGS THAT CAUSE REGRETS AT OLD AGE

When younger we make various choices without the future in mind. Sometimes those choices bite us in our mid-life. These are some of the things one might regret when they're older.

1. *Marrying the wrong person*

When you're young, check your motives for marrying. Don't marry to copy your peers, or for social standing or out of pressure. Marry for love and companionship, marry the right person, marry your best friend. For if you marry the wrong person or for the wrong reasons, you will have to put up with that person the rest of your life. Things might get worse between you two; then depression, physical abuse, affairs, pain, shame, court cases, bitterness will define your mid-life years all because you chose the wrong one. Things will get worse when children are involved. Make the right choice of a spouse when you are young.

2. *The opportunities you did not seize*

When you are younger many doors will open, you will get many chances. Many young people let these opportunities go because of fear, laziness, or pride; yet well younger and with more energy is the best time to start a venture and a name for yourself. Some think the opportunities are too big for them. Take advantage of them or one day when you're older you will want to go back and grab those missed chances.

3. *The bridges you burned*

When we are younger, we care little for relationships, what most think about is getting money and moving up the ladder of success at all cost. Many use and trample on people to progress, they take relationships for granted, messing up bonds, sleeping with people for personal gain. But these bad actions will catch up with you ahead. When you will realize how empty life is without love and friends. When you will have success but no one around you or no one to trust you.

4. *The child you aborted*

You are a young lady, you get pregnant and you are scared. You take the aborting option quickly thinking of that moment then. But when you are much older, you will look back and wish you kept that baby. When you will be rich and successful you will wish that child you gave up on would be around to enjoy the fruits of your hard work. Being a single mother doesn't mean you can't make it in life or you can't find a man in future.

5. *The child you rejected*

Young man, you impregnated a woman, she told you she's pregnant with your child. You rejected her and the baby and ran. But years later when you're 50 something, you will wish you were responsible, you will wish you manned up and became a father to that child. You will see that child excel and become an adult but will have no claim to that grown child who you rejected from the beginning. You will regret being a Dead Beat Dad by choice

6. *The marriage you destroyed*

So you get married to your good fiance; the first months in marriage were good but shortly after, with your money and charm, you started having affairs. You became unfaithful. Your spouse begged you to stop, your children started hurting, your marriage was collapsing. One day when you are older, it will hit you how foolish you were to destroy the good marriage you had began to build for mere temporary thrills in affairs that did you no good. You will realize the damage you caused to your children and spouse.

7. *The God you disowned*

When you are much older you become wiser, God becomes more real as you see life in a more meaningful way. But don't wait to get older to start enjoying a relationship with God. Know God when you are young, build your future with God. Don't be a young rebel who runs back to God when age catches up.

8. *The body you messed up*

You have only one body to live with all your life. The cigarettes, the alcohol you are abusing, the drugs you are taking, the unhealthy food you're consuming; all that will destroy you slowly. When you are 50 and lifestyle diseases catch up with you, you will wish you took care of your body when younger, that you exercised more; but now the damage is done.

9. *The time you wasted*

The time you are wasting when younger in worry, wrong relationships, laziness, being a couch potato, giving excuses and pursuing meaningless things; you will never get it back.

10. *The dreams and talents you shelved*

Are you talented when young; are there things you love to do and you are good at them? Nurture those talents, exploit them, don't give up even if you encounter set backs, don't give up on your dreams. If you give up, when you're older you will look at your peers who stuck to what they love and made it and think to self, "That could have been me". Pursue a career, study a course you love. Don't waste years of your life in a field that doesn't fulfill you.

11 *The name you defamed*

When you are older, a legacy is very important, the value of your name is crucial. You will ask yourself what is your reputation, what are you leaving behind? Your legacy is a sum total of your actions since youthful days. We write our biography by how we live life everyday. When you look back your path and you see the mud you threw at your own name, the shame you attracted and the little value you have added to the world; you will regret.

12. *The wealth you threw away*

Are you riding on good money during your productive years? Earning good money? Don't throw away that money in clubs, reckless living and wasteful shopping. Invest with that money, widen your revenue stream, make that money work for you and keep it safe to take care of you in your older years. Leave an inheritance for your loved ones so that you will never say "I wish I knew better"

13. *The good love that got away*

Is there that great person in your life loving you good? Don't push that person away, or else that person will walk out your life and you will never ever find someone that incredible and who connects with you all your life. It will torment you to grow older with thoughts of "What if I was still with that person?"

14 *The parents you despised*

When younger, it is easy to show contempt to your parents; what do your parent's know? They are old-fashioned, shady and small -minded. But your parents are still your parents whether you agree with them or not, whatever their style. Don't let your parent die or age separated from you, reconcile and make up. When you get older, you will realize why your parents wanted to be close to you. The older you get, the more you see the value.
Thanks for reading

Read quietly then send it back on its journey

To realize
The value of a sister/brother
Ask someone
Who doesn't have one.

To realize
The value of ten years:
Ask a newly
Divorced couple.

To realize
The value of four years:
Ask a graduate.

To realize
The value of one year:
Ask a student who
Has failed a final exam.

To realize
The value of nine months:
Ask a mother who gave birth to a stillborn.

To realize
The value of one month:
Ask a mother
Who has given birth to
A premature baby.

To realize
The value of one week:
Ask an editor of a weekly newspaper.

To realize
The value of one minute:
Ask a person
Who has missed the train, bus or plane.

To realize
The value of one second:
Ask a person
Who has survived an accident.

Time waits for no one.

Treasure every moment you have.

You will treasure it even more when
You can share it with someone special.

To realize the value of a friend or family member:

LOSE ONE.

The origin of this letter is unknown,
But will be good if you don't let the chain cut by sending it to others.

Remember....

Hold on tight to the ones you love!

God Bless You.

TRUE LIFE TESTIMONY

Many years ago I visited a multi millionaire elderly, but frustrated friend. He was then in his late seventies. *He sat recluse and deeply unhappy.* He was living in a private estate of about 14 fully detached houses. He owned all the houses. Located strategically at the center of the private estate, was his opulent quasi palace.

*He then told me never to make the mistake he made. My ears were itching to hear. He reeled them out in between sobs. Those 14 houses were built for his children. Most of the boys traveled overseas and never settled in Nigeria. The few that live in Nigeria never liked the houses and built their own houses.*
*The rich man and his wife had arthritis and could not walk upstairs to their room in their own mansion. Both were then living in their guest room downstairs.*
Rodents and reptiles naturally took over many of those houses.
*I saw a rich man lamenting. He then advised me never to build big houses for myself or my children.*

That was the advise.
*Hear me: Any thing you acquire in excess will give you headache now or in the future.*
Those who have a fleet of cars will have high maintenance budget for vehicles that are largely underutilized . They will have regular liaison with car mechanics. Those who have many houses will be occupied with many tenant related problems.
Its either the roofs are falling off or the houses are due for repainting or some recalcitrant tenants have taken you to court. I forgot to mention land use charges .

*My friend what you need to be happy is not as much as you imagine.*
*When you get to your mid fifties, you will suddenly observe that your house is too big for you.* Reason is that the children are gradually leaving the house to either marry or move to their homes. You will suddenly notice that your 5 bedroom house has only two in mates-You and your spouse!!! And you share one room any way!!!

*One word summarizes this message : "CONTENTMENT".*
*Be content with what you have.*

*Do not get involved in the rat race. Do not attempt to be like someone else. Who told you the person you want to rival is happy.*
*"A mans life does not consist or depend on what he possesses".* *"Instead the WORD of life says GODLINESS WITH CONTENTMENT is great gain".* Work with wisdom.
*Do not sweat and labour and possibly hurt yourself for what you do not really need. Work hard for what you need and be content. This way one will not regret in old age like my elderly friend.*

*God bless you real good.*
*I look forward to hearing your testimonies now and in old age.* WISDOM.#Copied.
*Wishing you all a fruitful life.*

PLANNING FOR RETIREMENT

*1. one day you will retire.* You won't be going to work. You won’t have office power any more. No influence or at best, a reduced influence. Your cash flow will also reduce.! Check retirement date on your payslip.

*2. Always  go for your 30days annual leave.* Whatever you do during your leave, is what you will be doing when you retire. If all you do is to sleep or watch TV, then that’s what you are likely to do in your retirement. Remember the book of Proverbs. A little sleep and a little slumber, so shall your poverty multiply.
Watching Big Brother Naija will not save you heartache in retirement. Learn a trade or a skill during your leave. It will come handy. Spend your after-office hours learning something. Don’t spend it sleeping, Gossiping, watching TV!! Same goes for your weekend. Make them productive. You will thank yourself for spending your time productively.

*3. Invest for your retirement.*.. your children are not retirement investment. Don’t bank on your children’s support or the support of friends or relations. That’s a BIG risk. It may not happen. Be ready to take care of yourself!! Everyone has his own responsibilities. They won’t be able to help you that much. You will also lose your dignity and respect if you adopt a life of begging.

*4. Start a hobby* early in your working days to take you along when you retire. Rearing chicken, farming or own a shop. Acquire marketable skills ( not useless paper certificates) Etc

*5. Where shall you retire.* Build yourself a home. Don't retire and start to rent a house or refuse to vacate government house. You will be at the mercy of your landlord at a time when your cash flow is not only reduced but unpredictable!!

*6. Who shall be your dependants.* By the time you retire, your children should be above 18, and self reliant.

*7. Don't retire and stay in a big city* unless you can TRULY afford it. You can't continue living in a big city after 60 with limited financial resources. The language and the hustle will be hard for you. Where possible, Relocate to a less expensive town where your reduced take home (pension) can go further.

*8. Have property which can be rented or converted into cash*. Have shares that pay good dividends. Plant cash trees. Rear goats, cultivate vegetables etc. these activities will not only give you income but will also keep you healthy.

*9. Live a simple life*. If you never built a house at your rural home, dont use your retirement package to build. It is unwise unless you plan to live there on a permanent basis or you are super rich and therefore can afford the luxury. The choice is yours.

*Note that many of retirees die early because of the following*:

1. They are Not mentally prepared to retire.
2. Lack of finances
3. They Lapse into Depression
4 They develop Hypertension/ Diabetes because of worries, anxiety and uncertainty "and financial pressures.

*YOUR DESK AT YOUR WORK PLACE IS NOT PERMANENT. PLAN  FOR YOUR RETIREMENT. Pls forward to people whom You feel can learn from this now.

WORK PLACE ETHICS FOR HAPPINESS

Workplace rules for happy life:*

1. *Trust no one* but respect  everyone.

2. What happens in office, remain in office. *Never take office gossips* to home and vice versa.

3. *Enter office on time, leave on time*. Your desktop is not helping to improve your health.

4. *Never make Relationships* in the work place. It will always backfire.

5. *Expect nothing*. If somebody helps, feel thankful. If not, you will learn to know things on your own.

6. *Never rush for a position*. If you get promoted, congrats. If not, it doesn't matter. You will always be remembered for your knowledge and politeness, not for your designation.

7. *Never run behind office stuff*. You have better things to do in life.

8. *Avoid taking everything* on your ego. Your salary matters. You are being paid. Use your assets to get happiness.

9. It *doesn't matter how people treat you*. Be humble. You are not everyone's cup of tea.

10. In the end *nothing matters except family*, friends, home, and Inner peace.

World's Mental health day theme by WHO.
*Mental Health at work place*

http://www.who.int/
mental_health/world-mental-health-day/2017/en/